Car Loans

Buy your first car, family car or dream car sooner with a Car Loan

At Margin Finance, we specialise in securing the perfect car loan tailored to your individual needs. Whether you're purchasing your first car, upgrading to a family vehicle, or investing in a luxury supercar, our expertise as a leading finance and mortgage broker ensures that you have access to a diverse range of car loan options from banks and lenders across Australia.

Applying for a car loan can be overwhelming, but we are here to simplify the process and take the hassle out of buying. Our streamlined application process makes every step easy and efficient. We assist with gathering essential documents such as bank statements and work closely with both car dealers and lenders to offer you the most competitive interest rates and loan amounts. Whether you're interested in a new car loan, a used car loan, or even a green car loan for electric and hybrid vehicles, our team ensures you get the best deal possible.

Our experts guide you through the car loan application process with minimal paperwork and clear calculations of car finance. We provide various loan options, including secured car loans, which can help maximise your borrowing capacity. Whether you’re looking for a convertible, van, ute, SUV, people mover, wagon, or sedan, we have the knowledge and resources to find the right financing for your needs.

Margin Finance is committed to helping you understand car loan repayments and secure the most advantageous car finance rates. With access to a network of lenders nationwide, we make sure you receive the most competitive offers available. Ready to drive away in your dream vehicle? Contact Margin Finance today to speak with one of our expert brokers. We’ll assist you through every step of the loan process and help you get on the road with confidence and ease.

Ready to chat to one of our team?

Book Appointment

Getting a Car Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Car Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Car Loan approved.

Book Appointment

A margin exceeding the means of others

Alyssa Tucker

Fabio Andrade

What can I genuinely say apart from that the Team at Margin Finance are amazing. I made a call to Damian as I wanted to refianance but was under time pressure and really didnt want evaluators coming over as it was hard for us to arrange dates and times. Damian understood this, and took his time to explain all the different options available to us, within a day or so he presented some offers and allowed us to chose what we would like. .Once a decision was made, Alex and Andrew took over and guided us through the rest of the process. It was stress free, seamless and before you knew it you had refinanced within a tight timeframe. No matter your needs and requirements, if you want a process that is clear, seamless and stress free, I highly recommend the team at Margin Finance. You won't be disappointed. Old school customer service at its best.

Elyse Hudson

SIMPLE! STRESS FREE! SEAMLESS! We have had a 10/10 experience with Damian and the team at Margin Finance. During this very stressful time, the team made us feel comfortable and we were told everything in a clear and concise way. We were provided with ongoing updates as we moved through the process. Nothing was too hard for the team and they went above and beyond for our family. We are eternally grateful and will be recommending Margin Finance to anyone who asks! Thanks team!!!!

Sean Hutton

As first-time buyers, we were understandably anxious about finding the right broker. After meeting Damian and his team, we knew we had found a killer match. Their genuine expertise and years of industry experience stood out. They broke down the process clearly, presented our options, and got us started without delay. We decided to use their "Acquisition Service," and it proved invaluable. The Margin team handled all negotiations on our behalf—essentially, we handed it over to them and awaited the thumbs-up and the exciting news that we were officially homeowners. Thanks to their efforts, we saved around $50,000 off the asking price, which was an incredible outcome. Beyond their services, Damian and the Margin team were friendly, accommodating, and always accessible, continuing to support us even after the purchase. We wholeheartedly recommend this outstanding team.

Chris McCormack

Would 100% recommend. Top class service and a team willing to go above and beyond!

Judd Brewster

Buying your first home can be a daunting experience, Damian and the team brought calmness, convenience and experience to this great memory of ours. Very thankful for the work and help guys, keep it up !

THE MEANS TO OVER 45 LENDERS

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Email Address

49 Homer St, Moonee Ponds VIC 3039

03 9448 8363

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MY OPTION LOANS PTY LTD AS TRUSTEE FOR MACADA FAMILY TRUST ABN: 19 385 994 864. Credit Representative #445563 is authorised under Australian Credit License #391237

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.