Car Loans

Buy your first car, family car or dream car sooner with a Car Loan

At Margin Finance, we specialise in securing the perfect car loan tailored to your individual needs. Whether you're purchasing your first car, upgrading to a family vehicle, or investing in a luxury supercar, our expertise as a leading finance and mortgage broker ensures that you have access to a diverse range of car loan options from banks and lenders across Australia.

Applying for a car loan can be overwhelming, but we are here to simplify the process and take the hassle out of buying. Our streamlined application process makes every step easy and efficient. We assist with gathering essential documents such as bank statements and work closely with both car dealers and lenders to offer you the most competitive interest rates and loan amounts. Whether you're interested in a new car loan, a used car loan, or even a green car loan for electric and hybrid vehicles, our team ensures you get the best deal possible.

Our experts guide you through the car loan application process with minimal paperwork and clear calculations of car finance. We provide various loan options, including secured car loans, which can help maximise your borrowing capacity. Whether you’re looking for a convertible, van, ute, SUV, people mover, wagon, or sedan, we have the knowledge and resources to find the right financing for your needs.

Margin Finance is committed to helping you understand car loan repayments and secure the most advantageous car finance rates. With access to a network of lenders nationwide, we make sure you receive the most competitive offers available. Ready to drive away in your dream vehicle? Contact Margin Finance today to speak with one of our expert brokers. We’ll assist you through every step of the loan process and help you get on the road with confidence and ease.

Ready to chat to one of our team?

Book Appointment

Getting a Car Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Car Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Car Loan approved.

Book Appointment

A margin exceeding the means of others

Lisa Watt

Excellent help great advice highly recommended

Randolph Stagno Navarra

Fantastic service from start to finish. Answered all questions I had and kept me informed throughout the whole process. Massive thank you to the whole team.

Chris Wong

Damien, Marcus and Simran were all involved in assisting me and my partner purchase our first home. They guided us through what was a new experience for us and listened to what our goals were, making the whole process feel smooth and simple. We felt informed and they were always responsive when we had questions or concerns pop up. Could not recommend these guys enough!

Adam Luitjes

We had a fantastic experience working with Damian and his team at Margin Finance. From the beginning, they were prompt, professional, and incredibly helpful in guiding us through the mortgage process. Damien was always accessible, no matter how big or small the question and was there to provide clear, honest, and timely advice. We couldn’t be happier with the service we received and would highly recommend Damian and the Margin Finance team. Thank you for helping us secure our new home - Adam and Grace.

Sankar G

Damien and his team are simply superb. I initially went with another broker, but my loan application was left in limbo—even after signing the contract. That’s when I turned to Damien and his team, and I’m so glad I did. They got my loan approved before the deadline and were incredibly helpful throughout the entire process, right up to settlement. I’m based in Perth and they’re in Melbourne, but not once did I feel the distance. That’s how closely and proactively they worked with me. Bottom line: For this team, customer service is paramount. I simply love working with them and can't recommend them enough.

Josiah Salazar

I first met Damien when I was looking to secure a loan for my very first property. At the time, I also sought a second opinion and ended up going with a different broker, based on the promises they made. Unfortunately, that turned out to be a costly mistake. they significantly under delivered, securing me an approval that was $150,000 less than what they had originally promised. It was a tough lesson. In contrast, Damien was upfront and honest from the beginning. He set realistic expectations and told me what I needed to hear, not just what I wanted to hear. A rare quality in this industry. So when it came time to work with a broker again, I didn’t even consider going elsewhere. I went straight to Damien. And to say that he delivered is a huge understatement. From day one, everything was set up properly. The service was outstanding, communication was consistent, and the support from his team was second to none. I truly believe that Margin Finance is the best in the country, and I wouldn’t hesitate to recommend Damien and his team to anyone.