Car Loans

At Margin Finance, we're Mortgage Brokers helping clients Australia-wide buy their first car, a new car or their dream car with a Car Loan

5.0

from 388 reviews

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Buy your first car, family car or dream car sooner with a Car Loan

At Margin Finance, we specialise in securing the perfect car loan tailored to your individual needs. Whether you're purchasing your first car, upgrading to a family vehicle, or investing in a luxury supercar, our expertise as a leading finance and mortgage broker ensures that you have access to a diverse range of car loan options from banks and lenders across Australia.

Applying for a car loan can be overwhelming, but we are here to simplify the process and take the hassle out of buying. Our streamlined application process makes every step easy and efficient. We assist with gathering essential documents such as bank statements and work closely with both car dealers and lenders to offer you the most competitive interest rates and loan amounts. Whether you're interested in a new car loan, a used car loan, or even a green car loan for electric and hybrid vehicles, our team ensures you get the best deal possible.

Our experts guide you through the car loan application process with minimal paperwork and clear calculations of car finance. We provide various loan options, including secured car loans, which can help maximise your borrowing capacity. Whether you’re looking for a convertible, van, ute, SUV, people mover, wagon, or sedan, we have the knowledge and resources to find the right financing for your needs.

Margin Finance is committed to helping you understand car loan repayments and secure the most advantageous car finance rates. With access to a network of lenders nationwide, we make sure you receive the most competitive offers available. Ready to drive away in your dream vehicle? Contact Margin Finance today to speak with one of our expert brokers. We’ll assist you through every step of the loan process and help you get on the road with confidence and ease.

Ready to chat to one of our team?

Getting a Car Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Car Loan. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Car Loan approved.

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A margin exceeding the means of others

Sankar G

Damien and his team are simply superb. I initially went with another broker, but my loan application was left in limbo—even after signing the contract. That’s when I turned to Damien and his team, and I’m so glad I did. They got my loan approved before the deadline and were incredibly helpful throughout the entire process, right up to settlement. I’m based in Perth and they’re in Melbourne, but not once did I feel the distance. That’s how closely and proactively they worked with me. Bottom line: For this team, customer service is paramount. I simply love working with them and can't recommend them enough.

Josiah Salazar

I first met Damien when I was looking to secure a loan for my very first property. At the time, I also sought a second opinion and ended up going with a different broker, based on the promises they made. Unfortunately, that turned out to be a costly mistake. they significantly under delivered, securing me an approval that was $150,000 less than what they had originally promised. It was a tough lesson. In contrast, Damien was upfront and honest from the beginning. He set realistic expectations and told me what I needed to hear, not just what I wanted to hear. A rare quality in this industry. So when it came time to work with a broker again, I didn’t even consider going elsewhere. I went straight to Damien. And to say that he delivered is a huge understatement. From day one, everything was set up properly. The service was outstanding, communication was consistent, and the support from his team was second to none. I truly believe that Margin Finance is the best in the country, and I wouldn’t hesitate to recommend Damien and his team to anyone.

Chelsea Josh Admin

Couldn't recommend them more. We spent over a year looking for a property, and Andrew was with us every step of the way. As a first time buyer I had a lot of questions as the whole process was new to me, and was always met with clear explanation and re-assurance.

Chelsea Smith

We’ve worked with Margin Finance for our home loan, refinancing, and most recently, an investment property — and every time, the experience has been outstanding. The team is professional, knowledgeable, and genuinely committed to getting the best outcome. They made the entire process smooth and stress-free, always keeping us informed and supported. We couldn’t recommend them more highly. Thank you for helping us build our future with confidence! Thanks to Damian and the team!

Rickey Watts

Damian, Andrew and Simran have been so helpful, supportive and responsive. We are first home buyers full of jitters, and questions. Nothing we asked was too much trouble/silly and communication has been fantastic from the get go through to post settlement. The followup has also been really great and the personal congratulations call post settlement was genuine. Looking forward to having a chat in 6 months for the review. Thanks guys truly impressive. Don't go changing!

Nathan Traynor

We recently refinanced through Margin Finance and couldn’t be happier with the experience. The entire process was seamless from start to finish. Damian and the team took the time to understand our personal needs and future goals, tailoring finance options that were the perfect fit for us. Their professionalism and attention to detail made the whole journey stress-free. We highly recommend Margin Finance to anyone looking for expert guidance and outstanding service.

THE MEANS TO OVER 45 LENDERS