Margin Acquire

Winning at Negotiation Your Path to Property Success

[Placeholder Text]

Margin Acquire

You’ve found the perfect home, now comes the most important part—making it yours, on the best possible terms. That’s where Margin Acquire steps in. We’re not just negotiators; we’re your advocates in the final and most critical stage of the process. Whether you're facing a fast-paced auction or a private sale, we take the stress off your shoulders. Our expertise ensures that emotions stay out of the equation, and your interests are front and centre, giving you the upper hand in securing the home you love - at the right price.

Why Margin Acquire was born

As a mortgage broker for over a decade and a former real estate agent, Director Damian Medici brings a rare understanding of the true ins and outs of buying property. Over the years, he noticed that many buyers lacked the guidance and support they needed when navigating the complexities of property acquisition. The common refrain he heard was, “We’ve found a house we love, now what do we do?” Buyers were often unsure whether the quoted price was accurate, how to approach an auction, or how much they needed to secure the home. In response, Damian created Margin Acquire — a service designed to answer these critical questions and provide expert negotiation, all without the hefty 1-2% commission typical of buyer advocates.

Why use Margin Acquire?

  • Deep Dive into Property Value: We perform a thorough analysis of the property's value to ensure you’re paying the right price based on current market trends and comparable sales.

  • Removing Emotion from the Transaction: Buying a home is emotional, but we help you keep a clear head. By acting on your behalf, we remove the personal attachment and ensure negotiations are purely focused on achieving the best financial outcome.

  • Bidding Strategy at Auction: Auctions can be intimidating and fast-paced. Our experts step in with a clear strategy, giving you the upper hand and improving your chances of winning at the right price.

  • Private Negotiation: If your purchase isn’t going through an auction, we handle private negotiations with the seller or their agent. Our team is skilled at securing favourable terms, helping you avoid common pitfalls in direct negotiations.

The Margin Acquire Process:

  1. Consultation: Once you’ve found your desired property, we’ll sit down with you to understand your budget and goals.

  2. Property Value Analysis: We provide an in-depth analysis of the property’s market value to inform your offer or bidding strategy.

  3. Auction or Private Sale Representation: Whether you need us to attend an auction or negotiate a private sale, we represent your interests with precision and professionalism.

  4. Finalising the Deal: We manage the final stages, ensuring that all agreements are in line with your expectations before closing the deal.

Why Trust Margin Acquire?

With our deep understanding of the property market and years of experience, we ensure that you’re positioned to secure the best possible outcome. By stepping in after you’ve found a home, we allow you to stay focused on the big picture while we handle the technical aspects of negotiation and bidding.

If you’ve already found the perfect property and want expert representation to secure it, Margin is here to help.

Get in Touch Today!

Ready to have Margin Acquire on your side for your next property purchase? Contact us today to learn more about how we can help you secure the best deal.

A margin exceeding the means of others

Zack Naddaf

I don’t think me and my wife could have asked for better service . They were impeccable . Till next time my friends

Saravanand Naiker

Damian and the team has help us to purchase our home with ease. He has guided us along the way and keeping us informed with the progress. Very proactive and quick to come up with options when needed. Don't think I could have asked for a better Mortgage Broker. Amazing service. Hats off to you and your team.

David Paoli

I recently had the pleasure of working with Damian and the team from Margin Finance and I can’t recommend them highly enough. They made the mortgage process feel seamless and were able to explain everything in simple terms. Beyond grateful for the assistance received.

George Thomas

Outstanding service and expertise, we couldn’t be happier with the experience, Special thanks to Joanna, Damien and Simran. Highly suggested.

Shaun B McMahon

I highly recommend Damian and his team at Margin Finance. As a first home buyer with a smaller budget I had already been through two mortgage brokers who barely gave me the time of day. Damian and his team provided a completely different experience. From the very first call I felt a genuine care and attentiveness that was consistent throughout the entire process. Along the way I signed up for the acquisition service and Damian was incredibly diligent in helping me through my first purchase. He was readily available to answer questions and always in my corner fighting for the best possible outcome. After securing a property his colleagues were incredibly friendly and helpful during the settlement process. If you're looking for a mortgage broker you'll be in good hands with Damian and his team.

Maddi Skeggs

Really enjoyed our experience with Margin Finance. We are first home buyers and Margin were able to answer all of our (sometimes obvious) questions and take the time to explain everything until we full understood it - even if it meant explaining something multiple times. They made us feel secure and safe during the emotional rollercoaster of buying your first house, and I always felt good knowing we had them in our corner. Super personable and easily contactable. Thanks so much to you Damien and especially Andrew for your consistent help and to Jo and Alex also jumping in to support.

THE MEANS TO OVER 45 LENDERS

Frequently Asked Questions

Margin Finance

What is a Mortgage Broker?

A Mortgage Broker is a professional who acts as a middleman between borrowers seeking a mortgage loan and the financial institutions providing these loans. They help you find the right mortgage loan from various lenders, offer personalised guidance, and negotiate favourable terms. Mortgage brokers simplify the application process, have access to multiple lenders, and can save you time and effort.


Margin Finance

How do Mortgage Brokers get paid?

Our services are free. You don’t pay us. The bank or lender does at no cost at all to you. Mortgage Brokers are paid an upfront commission and a trail payment. The upfront commission is a one off payment that is paid to us by the lender/bank we refer your loan to (usually between 0.65% to 0.7%) as we do all of the legwork to get your loan approved. A ‘trail’ or ongoing commission is also paid by the lender to us which is an ongoing commission (usually around 0.15% p.a.) based on the balance of your loan. There may be occasions where you may be charged a fee by your broker. Terms, conditions and normal lending criteria apply. This generally occurs if we are dealing with a complex file that will require well above the standard amount of time to complete the file. If Margin Finance believes a fee will need to be charged, this will always be communicated to you before proceeding.


Margin Finance

Why should I use a Mortgage Broker if I can just go direct to the bank?

When you visit a bank directly, they will only be able to sell you a loan or product that they have. When you visit a mortgage specialist like Margin Finance, we find you the perfect loan out of 40 different lenders. You may believe that a certain bank is right for you, but how do you know that if a mortgage specialist has not assessed you?


Margin Finance

What documents are needed to apply for a mortgage?

The main documents you will need to provide to get a home loan are:

- Proof of identification: passport, driver’s licence, birth certificate

- Income: recent payslips, tax returns

- Expenses: a detailed list of your monthly expenses from subscriptions to petrol costs

- Assets: ownership details for other properties, cars, savings

- Liabilities: statements for any existing debts

When dealing with us, we will inform you specifically of all of the information we need to work on your mortgage.


Margin Finance

How much can I borrow?

Your borrowing capacity is an important number and can differ a lot between banks. You can use our borrowing power calculator here which will only give you a rough estimate of your borrowing borrow. You should always speak with a Mortgage Specialist to discover how much 45 lenders will lend you. The factors that determine your borrowing power are:

- Income

- Expenses

- Debts

- Dependents

- Purchasing costs

- Savings and Equity


Margin Finance

What should I speak to a Mortgage Broker about?

At Margin Finance, we encourage you to speak to us even before you are ready to buy a property. Speaking with a mortgage specialist will allow you to understand your borrowing capacity and your likelihood of being approved. If you want to buy a property in 6-12 months, speaking with a broker now can help you identify your position and if your situation aligns with your goals. We help clients at all different stages of their journey. If you are unsure when you should be coming to see us, simply ask. You have nothing to lose, and so much to gain, by contacting a broker. Our services are free and we are full of information to pass onto you.


Request a Callback