Personal Loans

Finance a wedding, holiday or an unexpected emergency with a Personal Loan

At Margin Finance, understanding the unique needs and financial goals of our clients is at the heart of what we do. Whether you're planning for a dream wedding, yearning for a much-needed holiday, or facing an unexpected emergency, a personal loan can be a sensible solution to meet your immediate financial needs. Personal loans offer the flexibility and funds to cover these expenses without the long waiting periods or the strict constraints often associated with other forms of lending.

One of the key reasons to choose Margin Finance when considering a personal loan is our network of seasoned mortgage brokers. Our brokers bring you personal loan options from an extensive panel of banks and lenders across Australia. This ensures you get a loan that's not just any loan, but the right one for you. We take into account your financial situation and credit history, aiming to find you the most competitive interest rate and loan amount that fits your needs.

We understand that applying for a personal loan can feel daunting. That's why we've streamlined the application process, making it as smooth and stress-free as possible. Our team will guide you from start to finish, helping with paperwork and answering any questions you may have. This assistance includes calculating your personal loan repayments, ensuring that you can confidently manage your loan alongside your other financial commitments.

Margin Finance is based in Moonee Ponds, but our reach and impact extend across Australia. We believe that personal loans should not just be accessible but also tailored to fit the individual. Our aim is to make the process transparent and straightforward, from understanding the importance of genuine savings to navigating the final approval of your personal loan application.

So, whether you're looking to consolidate debt, finance a personal project, or cover unexpected costs, Margin Finance is here to help you explore your personal loan options with care, expertise, and personalised advice. Let us help you make informed financial decisions that pave the way to achieving your dreams and financial security.

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Getting a Personal Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Personal Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Personal Loan approved.

Book Appointment

A margin exceeding the means of others

Jagraj Pangly

Damien and his team at Margin Finance were incredibly easy to deal with and made such an important moment in our lives seamless, efficient, and stress-free. We highly recommend them for any of your lending needs!

Andy Truong

Highly recommend Damian and the team at Margin Finance. Formal approval within 1week. WOW WOW! I’ve reached out to my old broker in late September and they haven’t got back to me. Damian and the team at Margin Finance done it within a 1 week. Thank you again guys!!!

Jarrod

The team at Margin were fantastic to deal with. Got me a great deal and answered all my questions promptly. Highly recommend

Aleasha Ross

When I tell you this was the most seamless, professional and pleasant financial experience of our lives, it would be the biggest understatement. Damian is at the top of his game, knows his stuff and was an absolute delight (read, LEGEND) to deal with. We would have absolutely no hesitation in recommending him and his team to anyone and he's the only broker we would consider in the future.

Katie Risstrom

The team at Margin are amazing! Helpful, friendly and extremely knowledgeable. Great at keeping me informed of progress and getting everything done as quickly and easily as possible. Fantastic!

Caitlyn Sheehan