Personal Loans

Finance a wedding, holiday or an unexpected emergency with a Personal Loan

At Margin Finance, understanding the unique needs and financial goals of our clients is at the heart of what we do. Whether you're planning for a dream wedding, yearning for a much-needed holiday, or facing an unexpected emergency, a personal loan can be a sensible solution to meet your immediate financial needs. Personal loans offer the flexibility and funds to cover these expenses without the long waiting periods or the strict constraints often associated with other forms of lending.

One of the key reasons to choose Margin Finance when considering a personal loan is our network of seasoned mortgage brokers. Our brokers bring you personal loan options from an extensive panel of banks and lenders across Australia. This ensures you get a loan that's not just any loan, but the right one for you. We take into account your financial situation and credit history, aiming to find you the most competitive interest rate and loan amount that fits your needs.

We understand that applying for a personal loan can feel daunting. That's why we've streamlined the application process, making it as smooth and stress-free as possible. Our team will guide you from start to finish, helping with paperwork and answering any questions you may have. This assistance includes calculating your personal loan repayments, ensuring that you can confidently manage your loan alongside your other financial commitments.

Margin Finance is based in Moonee Ponds, but our reach and impact extend across Australia. We believe that personal loans should not just be accessible but also tailored to fit the individual. Our aim is to make the process transparent and straightforward, from understanding the importance of genuine savings to navigating the final approval of your personal loan application.

So, whether you're looking to consolidate debt, finance a personal project, or cover unexpected costs, Margin Finance is here to help you explore your personal loan options with care, expertise, and personalised advice. Let us help you make informed financial decisions that pave the way to achieving your dreams and financial security.

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Book Appointment

Getting a Personal Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Personal Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Personal Loan approved.

Book Appointment

A margin exceeding the means of others

Chris Wong

Damien, Marcus and Simran were all involved in assisting me and my partner purchase our first home. They guided us through what was a new experience for us and listened to what our goals were, making the whole process feel smooth and simple. We felt informed and they were always responsive when we had questions or concerns pop up. Could not recommend these guys enough!

Adam Luitjes

We had a fantastic experience working with Damian and his team at Margin Finance. From the beginning, they were prompt, professional, and incredibly helpful in guiding us through the mortgage process. Damien was always accessible, no matter how big or small the question and was there to provide clear, honest, and timely advice. We couldn’t be happier with the service we received and would highly recommend Damian and the Margin Finance team. Thank you for helping us secure our new home - Adam and Grace.

Sankar G

Damien and his team are simply superb. I initially went with another broker, but my loan application was left in limbo—even after signing the contract. That’s when I turned to Damien and his team, and I’m so glad I did. They got my loan approved before the deadline and were incredibly helpful throughout the entire process, right up to settlement. I’m based in Perth and they’re in Melbourne, but not once did I feel the distance. That’s how closely and proactively they worked with me. Bottom line: For this team, customer service is paramount. I simply love working with them and can't recommend them enough.

Josiah Salazar

I first met Damien when I was looking to secure a loan for my very first property. At the time, I also sought a second opinion and ended up going with a different broker, based on the promises they made. Unfortunately, that turned out to be a costly mistake. they significantly under delivered, securing me an approval that was $150,000 less than what they had originally promised. It was a tough lesson. In contrast, Damien was upfront and honest from the beginning. He set realistic expectations and told me what I needed to hear, not just what I wanted to hear. A rare quality in this industry. So when it came time to work with a broker again, I didn’t even consider going elsewhere. I went straight to Damien. And to say that he delivered is a huge understatement. From day one, everything was set up properly. The service was outstanding, communication was consistent, and the support from his team was second to none. I truly believe that Margin Finance is the best in the country, and I wouldn’t hesitate to recommend Damien and his team to anyone.

Chelsea Josh Admin

Couldn't recommend them more. We spent over a year looking for a property, and Andrew was with us every step of the way. As a first time buyer I had a lot of questions as the whole process was new to me, and was always met with clear explanation and re-assurance.

Chelsea Smith

We’ve worked with Margin Finance for our home loan, refinancing, and most recently, an investment property — and every time, the experience has been outstanding. The team is professional, knowledgeable, and genuinely committed to getting the best outcome. They made the entire process smooth and stress-free, always keeping us informed and supported. We couldn’t recommend them more highly. Thank you for helping us build our future with confidence! Thanks to Damian and the team!