Personal Loans

Finance a wedding, holiday or an unexpected emergency with a Personal Loan

At Margin Finance, understanding the unique needs and financial goals of our clients is at the heart of what we do. Whether you're planning for a dream wedding, yearning for a much-needed holiday, or facing an unexpected emergency, a personal loan can be a sensible solution to meet your immediate financial needs. Personal loans offer the flexibility and funds to cover these expenses without the long waiting periods or the strict constraints often associated with other forms of lending.

One of the key reasons to choose Margin Finance when considering a personal loan is our network of seasoned mortgage brokers. Our brokers bring you personal loan options from an extensive panel of banks and lenders across Australia. This ensures you get a loan that's not just any loan, but the right one for you. We take into account your financial situation and credit history, aiming to find you the most competitive interest rate and loan amount that fits your needs.

We understand that applying for a personal loan can feel daunting. That's why we've streamlined the application process, making it as smooth and stress-free as possible. Our team will guide you from start to finish, helping with paperwork and answering any questions you may have. This assistance includes calculating your personal loan repayments, ensuring that you can confidently manage your loan alongside your other financial commitments.

Margin Finance is based in Moonee Ponds, but our reach and impact extend across Australia. We believe that personal loans should not just be accessible but also tailored to fit the individual. Our aim is to make the process transparent and straightforward, from understanding the importance of genuine savings to navigating the final approval of your personal loan application.

So, whether you're looking to consolidate debt, finance a personal project, or cover unexpected costs, Margin Finance is here to help you explore your personal loan options with care, expertise, and personalised advice. Let us help you make informed financial decisions that pave the way to achieving your dreams and financial security.

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Getting a Personal Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Personal Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Personal Loan approved.

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A margin exceeding the means of others

Maddi Skeggs

Really enjoyed our experience with Margin Finance. We are first home buyers and Margin were able to answer all of our (sometimes obvious) questions and take the time to explain everything until we full understood it - even if it meant explaining something multiple times. They made us feel secure and safe during the emotional rollercoaster of buying your first house, and I always felt good knowing we had them in our corner. Super personable and easily contactable. Thanks so much to you Damien and especially Andrew for your consistent help and to Jo and Alex also jumping in to support.

Theresa Meach

I couldn’t be happier with my experience with Margin Finance especially Andrew, Alex and Damian. From the very first consultation, the team was incredibly knowledgeable and attentive. They tailored their advice to my situation and provided me with a personalised plan. Andrew and Alex were always available to answer my questions even on their day off!! I would highly recommend Margin Finance to anyone looking for a reliable and knowledgeable team! Thank you again for helping me secure my first home.

Sam & Kelly Walker

Couldn't be happier with our experience. Offering advice and guidance from start to end. Understanding of the high anxiety and willing to take the time to answer our questions and reassure us every step of the way. We started by going to a webinar hosted by Damian at Margin, thinking we had no path to take for home ownership, to being coached on steps we need to take, to purchasing our first property. Damian and his team went above and beyond to help guide us, highly recommend their services.

Fusae Nojima

Damian is very knowledgeable and looks after his clients very well. He also has capable staff to help with the process. Very happy with the service I received from Margin Finance (and I didn’t pay anything). Highly highly recommend!

Chynthia & Drazen Kovac

Margin Finance have been incredibly helpful and professional while assisting us in securing a mortgage for our new home. Our income situation was a bit unique but the excellent communication and knowledge from Damian and Andrew really helped us understand each part of the process and achieve our goals.

Angela Tieman

We had a fantastic experience with Damian and the team at Margin Finance in Moonee Ponds. Our mortgage situation was not straightforward, but their professionalism, expertise, and positive mindset made all the difference. Thanks to their support, we were able to secure our mortgage and purchase our property in August. We highly recommend Margin Finance for anyone looking for a knowledgeable and dedicated team!

THE MEANS TO OVER 45 LENDERS

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Phone Number

Email Address

49 Homer St, Moonee Ponds VIC 3039

03 9448 8363

MY OPTION LOANS PTY LTD AS TRUSTEE FOR MACADA FAMILY TRUST ABN: 19 385 994 864. Credit Representative #445563 is authorised under Australian Credit License #391237

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.