Personal Loans

Finance a wedding, holiday or an unexpected emergency with a Personal Loan

At Margin Finance, understanding the unique needs and financial goals of our clients is at the heart of what we do. Whether you're planning for a dream wedding, yearning for a much-needed holiday, or facing an unexpected emergency, a personal loan can be a sensible solution to meet your immediate financial needs. Personal loans offer the flexibility and funds to cover these expenses without the long waiting periods or the strict constraints often associated with other forms of lending.

One of the key reasons to choose Margin Finance when considering a personal loan is our network of seasoned mortgage brokers. Our brokers bring you personal loan options from an extensive panel of banks and lenders across Australia. This ensures you get a loan that's not just any loan, but the right one for you. We take into account your financial situation and credit history, aiming to find you the most competitive interest rate and loan amount that fits your needs.

We understand that applying for a personal loan can feel daunting. That's why we've streamlined the application process, making it as smooth and stress-free as possible. Our team will guide you from start to finish, helping with paperwork and answering any questions you may have. This assistance includes calculating your personal loan repayments, ensuring that you can confidently manage your loan alongside your other financial commitments.

Margin Finance is based in Moonee Ponds, but our reach and impact extend across Australia. We believe that personal loans should not just be accessible but also tailored to fit the individual. Our aim is to make the process transparent and straightforward, from understanding the importance of genuine savings to navigating the final approval of your personal loan application.

So, whether you're looking to consolidate debt, finance a personal project, or cover unexpected costs, Margin Finance is here to help you explore your personal loan options with care, expertise, and personalised advice. Let us help you make informed financial decisions that pave the way to achieving your dreams and financial security.

Ready to chat to one of our team?

Book Appointment

Getting a Personal Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Personal Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Personal Loan approved.

Book Appointment

A margin exceeding the means of others

Jackie Jackie

Huge credit to Damian and Andrew at Margin Finance for pulling off what felt like a miracle and getting our loan and settlement across the line! This was a very last-minute, hold-your-breath, please-save-us kind of situation — and they absolutely delivered. They worked late, answered our endless questions, and handled our panic messages like absolute champions. We genuinely couldn’t have gotten this deal over the line without them. If you need brokers who are calm, dedicated, unshakeable — and willing to deal with clients like us — Damian and Andrew are your guys. Again, thank you so very much!

EH DOH HTOO TA PU

Very helpful people.

Brianna

Damien was very generous with his time, always happy to answers calls and emails with any questions that arose during the process of getting approved for a home loan. They continue to be helpful post settlement and we were very happy.

Ben Neve

Damian and his team are simply the best in the business. Lighting fast response time, expert advice and genuine interest in your needs. We are so grateful for the support from the Margin Finance team. We would recommend them instantly to anyone who needs a broker.

Umut

Working with Damian and his team was an absolute pleasure. I’ve worked with a few brokers in the past and i can confidently say no one could make the process flow so effortlessly as Damian and his team can. Damian prides his services based on a quick turn around with each process and i can say he definitely delivered on those promises. Would definitely recommend Damian and his team at Margin finance to anyone in need of a good broker.

Alexia Xerri

We can’t thank the Margin team enough for all their help! They were there every step of the way, explaining everything clearly and making the whole process stress-free. No question was ever too small, and their support made such a difference. Highly recommend to anyone looking for a reliable, genuine mortgage broker who truly cares.